Portland Home Loans Lender

We are Portland mortgage lender specializing in low rate Oregon home loans. We have helped many Oregon homeowners with getting a new home loan. If you are looking for a new home loan or own a Portland home or want a Portland refinance your loan to a lower rate, we are here to help. We offer an EZ online mortgage application and our handy mortgage payment calculator to help you with your Portland new home loan. Portland offers real estate with just about every price range of home available. Portland is a great place to find just the new home you desire and the area is growing and with the economy improving, it is only a matter of time until the area’s real estate values jump. As Oregon’s largest city, Portland is near the Willamette River and the Columbia River. With a high amount of rain fall, the city is sometimes known as “the city of roses” due to the perfect rose raising climate it has. On a clear day, it is easy to see Mount Hood and Mount St Helens. Some of the must see sites in Portland are the Holly Farm Park, Keller Foundation Park, the Japanese Garden and the St Johns Bridge. A couple of great Portland events are the annual Waterfront Blues Festival and the Oregon Brewers Festival.

Pick a Realtor

Many of the people you know may have a realtor in their contact list. When it comes time to choose a Portland realtor for your real estate purchase, ask friends and family for help in your finding a good one. Make sure the experience for them was positive and then research the agent. Realtors are more responsive to referrals since their reputation is the factor that put their name forward.

FHA Loans

Most Portland Mortgage Lenders usually offer FHA home loans with 3.5% down payment but try to make a larger down payment if you can.. If you are a Veteran, you can buy a new home with no money down mortgage. If you put down 10-20%, you won’t have to pay mortgage insurance and your payments will be lower. If you are considering buying Portland real estate you should have enough money to make a good down payment. You will get a lower rate with a larger down payment. Portland mortgage lenders will have multiple options for you to consider. Terms and rates will vary at each; some will give a better down payment option, but a much higher interest rate. Look for the best mortgage for your current situation. That doesn’t always mean just the lower rate. Look for experience, low fees and online approvals.

Mortgages with Low Rates

Portland home loan mortgage rates have never been lower. Portland offers a diverse selection on homes. Getting pre-Approved for a new Portland home loan has never been easier and it is a great time to buy the home of your dreams. If you are shopping for a mortgage to buy a home or do a Portland refinance, rates are at 30 year lows and you can expect to save on your home loan payments.

Real Estate Prices in the Area

Portland homeowners have seen rising home prices and a very good Portland real estate market. Some have seen their property double in value in only a short time. You will want to get pre-qualified for a Portland mortgage, don’t make any other big purchases until after you’ve closed on your new homes escrow. Your lender will pull your credit once again right before closing. We are a Portland home loans lender with years of experience giving Portland homeowners choices in getting a new home loan at low bank interest rates. Use our handy mortgage payment calculator to see how much your payments might be with a new Portland home loan refinance. We also offer Beaverton home loans, Gresham home loans, Hillsboro home loans, Tigard home loans, Eugene home loans, Vancouver home loans, Salem home loans, Bend home loans and all of Oregon home loans.