home mortgages PalmdaleMortgage Pre-Payment Penalty

The mortgage industry discourages lenders to include prepayment penalties in their home loans.This is especially true for both 15 year and 30 year fixed mortgages.Getting home mortgages Palmdale or new home loan elsewhere, we can help.

If a lender is trying to put you into a mortgage with a prepayment penalty, they are probably doing so to earn more income from the loan. There are so many loans both fixed and adjustable that do not come with any form of prepayment penalty that you should insist that your loan does not have one either.

At we have several loan programs without any prepayment penalty and will work diligently to make sure one is not included in your loan.

Home Mortgages Palmdale

If you are concerned about pre-payment we can use an example on a recent Palmdale mortgage. The home owner wanted to buy a new home in Palmdale and did not know who to turn to for their mortgage questions. He wasn’t sure if he wanted a FHA home loan Palmdale or could buy with a low down payment and avoid all the FHA fees.

He turned to an experienced mortgage lender who had several different options for him that fit his situation. Getting home mortgages Palmdale was their specialty and they had years helping others just like him. He soon bought a new home and had a mortgage that was an adjustable ARM type. He choose this type of loan as he planned to sell the home within the next 5 years.


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